Say goodbye to Excel chaos. Embrace structured management of your insurance portfolio.
Multiple policies, various brokers, complex claims: Delta RM consolidates your portfolio in real-time so that your coverage finally reflects your actual exposure.
Maturity, renewal alerts, deductibles, limits, exclusions: every contract viewable in one click, including Professional Liability, Cyber, D&O, and Property Damage.
Every step of your claims is handled in the same tool, without re-entry. Your statuses are consolidated in real-time. The history is accessible in one click.
Your mapped risks are cross-referenced with your coverages. Each claim is linked to its originating risk. Gaps are revealed, allowing you to justify each renewal with data.
Native EDI with WTW, Aon, DIOT-Siaci, Bessé, Filhet Allard. Automated exchanges, standardization, consistency checks. Direct and secure communication, without manual export.
From mid-market to large corporations. They manage their insurance strategy with Delta RM.
A tool designed for every reality, from the Insurance Director of a large corporation to the CFO of a mid-sized company.
Delta RM reduces insurance portfolio complexity. Its simple interface can be shared with your broker, CFO, and Executive Committee, without reformatting.


From insurance program management to strategic optimization, all in one tool.
Designed with Risk Managers to help them negotiate renewals, manage complex claims, and defend their insurance budget.
Record coverages, deductibles, limits, and premiums by insurer and subsidiary. Alerts at 90, 60, and 30 days. No automatic renewals.
Report directly from the incident. Link each claim to its policy by type, risk category, or year. Automatically calculate your loss ratios by entity, branch, or insurer.
Cross-reference your ERM risks with your coverages. Identify areas of under-coverage. Quickly simulate your insurance budget and defend your strategic decisions before the Executive Committee.
Organize your surveys across all your entities. Each subsidiary receives a customized questionnaire. Data is automatically consolidated to calculate your premium bases.
Consolidate and compare your data over multiple years. Loss ratio, premium-to-claims ratio, and premium and commission status by subsidiary: your dashboards are ready for negotiation and decision-making.
Import a policy or endorsement: the AI agent automatically extracts and populates key fields in your program. It assesses the completeness of your claims files, detects missing documents, and evaluates the compliance of your evidence before transmission to the insurer.
How we structure your insurance management. In 3 steps.
Expert Scoping
We analyze your existing process together. We structure it within Delta RM without reinventing everything.
Collaborative Rollout
We train your field teams and Risk Managers. In just a few hours, everyone knows how to report an incident and track its resolution.
Continuous Monitoring
We help you leverage your incident data to enhance your risk management and demonstrate the value of your program.
Start with one module.
Activate the others at your own pace.
That's collective GRC.
Delta RM connects your incidents to your risks, insurance, and audit missions, without re-entry. Everything is connected.
Measure the impact of your incidents on your ERM risk profile. A serious incident automatically recalculates your net exposure.
Report your claims directly from an incident. Build your file without re-entering data.
A failing control can trigger an incident. Connect the two to detect patterns and strengthen your control mechanisms.
Your most critical incidents automatically feed into your audit plan. Close the loop between on-the-ground reality and audit missions.
They transformed their incident management with Delta RM.
Organizations that have replaced emails and spreadsheets with a structured, traceable process connected to their risk mapping.
Frequently asked questions about incident management
Questions asked by Risk Managers, CIOs, and compliance teams before choosing their incident management tool.
Yes. Each legal entity manages its own portfolio (policies, claims, premiums, loss ratios), with group-level consolidation possible. Complex structures are natively supported: group master policies with subsidiary variations, parent-subsidiary policies with quotas, captive programs, co-insurance, and multi-jurisdictional international programs. The Group Risk Manager views a cross-sectional consolidation, while a subsidiary's Insurance Director only sees their specific scope, with granular access rights management.
Import via Excel, CSV, or API. Your brokers have three access modes: read-only, contributor, or automatic report export. No additional licenses required.
Yes. All ISO 4217 currencies are supported. Conversion is applied at the daily rate for consolidated group reporting. Provisions are recalculated in real-time.
Yes, this is the use case most valued by our clients. Delta RM provides: claims history, premiums/claims ratio, and coverage gap analysis. Your insurers receive a structured report.
Yes. Your prevention efforts are documented and can be exported in a structured report for your insurers. Some clients have achieved significant premium reductions by presenting it.
Yes. Via the API, provisions synchronize with your ERP (SAP, Oracle, Sage). Amounts are updated as each case progresses. Zero manual intervention.
Yes. Delta RM meets the definition of an RMIS, a platform that centralizes insurance data (policies, claims, premiums, insurable values) and connects it to actual risk exposure. Our differentiator: Delta RM is also a RMS (Risk Management System), allowing for the management of risks, controls, audits, and prevention within the same framework as insurance.
No technical limits. Our clients manage from 5 to 500+ policies, depending on their group structure and insurance scope. The module is designed for single-site mid-sized companies as well as multi-entity groups with master programs.
Yes. Delta RM manages programs involving captives (self-insured retention, fronting, reinsurance). The captive is modeled as a standalone entity with its own premiums, claims, and ratios. Consolidation with external policies is possible.
Yes. This is one of the most valued use cases by our clients. Claims history, loss ratio, coverage gap analysis, associated prevention program: everything is consolidated into a structured file that can be directly shared with your brokers and insurers.
Yes. Your entire insurance portfolio (policies, claims, insurable values, loss ratios) is hosted in France (Île-de-France), on ISO 27001 certified and SecNumCloud qualified servers, outside of any American cloud. Your brokers, insurers, and co-insurers access a sovereign environment. This is a strong requirement for banking risk departments, mutuals, and provident institutions.
Is a feature missing from your system?
Our roadmap is built with you. You express a need. If it's shared, it becomes a product priority.

